PMFBY: How Farmers Can Easily Apply for Pradhan Mantri Fasal Bima Yojana? Step-by-Step Process Inside

Pradhan Mantri Fasal Bima Yojana (PMFBY) ek kendra sarkar ki yojana hai.Yeh ullekh karna mahatvapoorn hai ki fasal bima saweychhik (Voluntary) hai aur yeh puri tarha se kisano ko nirdharan karna hai ki unki fasal ka bima kiya jaye yah nahi.Har saal baadh (Flood),toofan (Storm),olebarish (Hailstorm),yah sukhe (Drought) ki waje se kisano ki fasle kharab ho jati hai.Prakritik keher se faslon ko bachane ke liye kendra sarkar ne is Pradhan Mantri Fasal Bima Yojana shuru ki hai.Yeh yojana 13 January 2016 ko shuru ki gayi thi.

Jin kisano ne Kisan Credit Card (KCC) ke maddhyam se fasal loan liya hai,unki fasal sanchalit rup se bima ke dayre mein ati hai.Anye kisan apni pasand ke anusar fasal ka bima kara sakte hai.

Jo kisan apni fasal ka bima karana chahate hai,wo Pradhan Mantri Fasal Bima Yojana ke adhikarik (Official) website https://pmfby.gov.in/ par apna panjekaran (Registration) kara sakte hai.Kisan apni yojana ka lav apne najdiki bank mein jakar bhi le sakte hai ya fasal bima Aam Seva Kendra ( Common Service Centres) par bhi kiya ja sakta hai.

PMFBY ke tehet, Kisano ko Kharif faslon ke liye 2 pratishat (Percent) shulk (Premium) aur Rabi faslon ke liye 1.5 pratishat (Percent) shulk (Premium) ka vuktan karna padega.Yeh yojana banijjik (Commercial) aur bagbani (Horticulture) faslon ke liye bhi bima cover pradan karta hai.

Benefits of PMFBY

Bhumi ka nuksan (Land Loss),Toofan (Storm),Jalbharao (Waterlogging),Badal fatne (Cloudburst) ke waje se hone wale nuksan ,PMFBY dwara cover kiya ja sakta hai.

Prakritik apdayo (Natural Disaster),Bimari (Disease), Paltu Janwar (Pets) aur anye apdayo ke liye faslon ka bima kiya jata hai.

Is Fasal Bima Yojana ke tehet kisano ko bahut kaam shulk (Premium) dar (Rates) ka vutan karna padta hai.

PMFBY ke tehet,Technology ke upyog ko kafi hadh tak protsahit (Encourage) kiya gaya hai.

Documents required for PMFBY

Praman patra (Identity proof) PAN card, driving license, voter ID card, passport, Aadhaar card.

Pate ka sabut (Address proof) driving license, voter ID card, passport or Aadhaar card.

Khasara number/Account number ki photo copy zaroori hai.

Apko khet mein fasal ki buwai (Sowing) ka praman (Proof) dena hoga.

Sabhi kagaj ke sath ek cancelled cheque bhi zaroori hai.

How to apply for PMFBY

PMFBY ke adhikarik (Official) website pe jaye- https://pmfby.gov.in/

Homepage par Kisan corner par click kare.

Ab apne Mobile Number ke sath Login kare aur yadi apke pass koi account nahi hai toh Atithi Kisan (Guest Farmer) ke roop mein Login kare.

Naam (Name),Pata (Address),Ayu (Age),Rajya (State) jaise sabhi zaroori jankari darj kare.

Aakhir mein Submit button pe click kare.

PMFBY: Direct link to apply here

Pradhan Mantri Fasal Bima Yojana link https://pmfby.gov.in/

Important points to keep in mind

Apke fasal buwai ke 10 din ke bhitar bima policy keni hogi.

Katai ke 14 dino ke bhitar PMFBY nuksan ko pura (cover) karta hai.

Yeh prakritik (Natural) apdah (Disaster) se hone wale nuksan ki sthiti mein hi faydeymand hoga.

Fasal kharab hone ke mamle mein turant apne Bank ko suchit (Inform) kare.

Banks offering Pradhan Mantri Fasal Bima Yojana

SBI PMFBY

HDFC PMFBY

Krishi se juri aur jankari ke liye yaha click kare.

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