What is NABARD? What Are Its Functions?

Krishi aur gramin vikas adhiniyam 1981 ke liye rashtriye bank ko lagu karne ke liye NABARD ki sthapna B.Sivaramman samiti ne 12 July 1982 ko kiya gaya tha.Isne krishi rin vibhag aur gramin niyojan aur Bhartiya Reserve Bank aur krishi punarvitt aur vikas nigam ke credit cell ki jagah le li.

What is NABARD? What Are Its Functions?

National Bank for Agriculture and Rural Development (NABARD) ek shikhar vikas vitt sansthan hai jo puri tarha se bharat sarkar ke svaamitv mein hai.Krishi aur anye vittiye samaveshan ke liye rin ke shetre mein niti,yojana aur sanchalan se sambandhit mamlo se bank jura hai.

Functions of NABARD

  • NABARD desh ka sabse shaktishali sansthan hai jo kutir udyog (Cottage Industry),laghu udyog (Small Scale Industry) aur gram udyog (Village Industry) aur anye gramin shetro ke vikas ko dekhta hai.
  • NABARD rashtriye arthvyavasthaon (Economies) aur samarthan (Supports) aur ekekrit vikas (Integrated Development) ko bhi badhava deta hai.

NABARD releases its duty by undertaking the following roles:

  • Gramin shetra mein vibhinn vikas gatividhiyon ko badhava dene ke liye nivesh aur utpadan credit pradan karne wali sansthayon(Institutions) ke liye ek sarvochch(Apex) vitt(Financing) agency ke roop mein karya karta hai.
  • Jamini star par vistar mein shamil sabhi sansthano ki gramin(Rural) vittaposhan(Financing) gatividhiyon(Activities) ka samanvay karta hai aur niti nirman se sambandhit bharat sarkar(Indian Government),rajjya sarkaron (State Government),bhartiya reserve bank aur anye rashtriye star ke sansthano ke sath ek sambandh rakhta hai.
  • Rin(Credit) vitaran pranali ko behtar banane ke liye sanstha nirman ki disha mein kadam uthana ek suvicharit shamta hai,jisme nigrani(Monitoring),punarvas yojana taiyar karna(Formulation of rehabilitation scheme),rin sansthano ka punargathan(Structuring restructuring credit institutions),prashikshan karmik(Tranning personnel),adi shamil hai.
  • Nigrani aur mulyankan(Evaluate) pariyojanaon(Project) dwara mulyankan karna.
  • NABARD gramin shetra ko vitt dene wali vittiya(Financial) sansthaon ko punarvitt(Refinance) karta hai.
  • NABARD apne grahak sansthano par bhi najar rakhta hai.
  • Yeh grahak utthan ke shetra mein sansthan ko kaam karne ke liye prashikshan(Tranning) suvidhaon ka vitaran karta hai.

Does NABARD come under the RBI?

Bhartiya reserve bank banking udyog ko viniyamit karne aur vibhinn sansthano,bankon ko viniyamit karne ke liye sabhi adhikaron ke sath desh ka kendriya bank hai jisme 1949 ke banking viniyaman adhiniyam ke tehet paribhashit NABARD bhi shamil hai.RBI aur NABARD sahakarita mein kayi vikas aur niyamak karya karte hai.

Bharat sarkar ka NABARD pe malikana hai,Mumbai mein apne mukhya karyalay ke sath,rajjya aur kendra shasit pradesh mein sthit 31 shetriya karyalay,Srinagar mein 1 compartment,bharat ke uttari,purbi aur dakshin hisson mein 3 prashikshan pratisthan aur 418 jila vikas prabandhak (Manager) hai jo jila star pe karyarat hai.

NABARD official website-https://www.nabard.org/

Krishi se juri aur jankari ke liye yaha click kare.

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